Account security
WhatsApp security settings to turn on
Turn on two-step verification, lock chats, and stop strangers from adding you to groups.
- Social media
Instagram safety settings for messages and logins
Make the account private, move login codes to an authenticator app, and check where you are signed in.
- Account security
Set up Google Authenticator and keep your backup codes
Add the app from the official store, save backup codes on paper, and never read the six digits to a caller.
- Jobs
How to spot a fake job website
A real employer does not charge a fee to hire you, and the interview is not only a Telegram chat.
- Investments
Investment scams that promise a fixed return
A WhatsApp group or trading app that guarantees daily profit, then blocks the withdrawal, is a scam.
- Payments
UPI safety: PIN, collect requests, and screen sharing
You type a UPI PIN only in your own app. A collect request is a payment, not a refund.
- Payments
Never share an OTP, even with someone who sounds official
An OTP means a login or a payment is happening now. Banks, police, and UIDAI do not ask you to read it out.
- Phone calls
Fake customer-care numbers in search results
The first number on a search page is often an ad. Use the number inside the official app or on your card.
- Shopping
Parcel and customs-fee messages
A text about a parcel you did not order, with a small customs fee, is there to collect a card or UPI payment.
- Social media
When someone threatens to leak your photos
Do not pay and do not send more photos. Save the chat, block the account, and tell someone you trust.
- Shopping
Fake shopping sites and prices that are far too low
A huge discount on a link from an ad, paid only by UPI to a person, is a common way orders disappear.
- Payments
Loan apps that message your contacts
An app sent as a link can read your contacts and then threaten them. Do not pay extra fees to make that stop.
- Social media
Dating and matrimony chats that ask for money
A new match who needs money, or who moves you to a trading app, has a script. Do not send money to someone you have not met.
- Phone calls
Digital arrest calls that pretend to be the police
Police in India do not arrest you on a video call or ask you to move money into a safe account.
- Phone calls
What to do if your SIM suddenly stops working
No network can mean someone else is receiving your OTPs. Call the operator from another phone, then call the bank.
- Account security
Using public Wi-Fi without opening your bank
Cafe and station Wi-Fi is fine for browsing. Bank, UPI, and email login belong on mobile data.
- Family
Safety settings for a child’s phone
Keep the app-store password, turn off public location, and make it normal to show you any scary message.
- Payments
QR codes that take money instead of paying a shop
Scan inside your own UPI app, read the name on the screen, and never scan a code to receive a refund.
- Jobs
Work-from-home task scams
Liking videos pays a little at first. The larger balance is not real, and the unlock fee does not release it.
- Phone calls
A family member’s voice on a call asking for money
Hang up and call them back on the number saved in your phone. A familiar voice can be copied from a short video.